Hi guys, I have stupid question. Obtained separate loan for IP deposit (PPOR as security). The loan money is paid to the attached offset account. SO, to make sure I maintain deductibility, I should pay that money back to the loan so it's available from the redraw, then use this to pay deposit etc? To summarise - current setting Offset: $50K Loan: -$50K Redraw: $0 So I need to make it Offset: $0 Loan: -50K Redraw: $50K - use this to pay all purchase cost? Is this correct?