Probably already know this, that is why we are here.......... Here are the facts of where most Australians are financially. most Australians today spend 107% of their incomes. bureau of statics report that only 3% of Australians will be financially independent at the age 65, while only 1% will be considered rich. 82% of Australians currently retire on a pension. 8 out of 10 Australians don't believe they have enough super to retire comfortably. 13% will rely on inheritance. 28% will sell off personal assets. 42% still looking for answers?