Hi guys, my SGB interest rates have gone up as of Friday which is to be expected given the current market conditions and pushes from APRA. I did see a number of the larger Banks announce their changes last month however seemed to miss the SGB announcement? Anyway, I got a letter through the door yesterday to advise me - only a couple of days late lol! Just wondering of current rates available out there for approx $2M of investment debt? My current rates with SGB are 4.39% (previously 4.14% pre-rate increase) which I was reasonably content with on the Advantage Package. Would it be possible to get better rates elsewhere given this debt position (subject to servicing with LVR <70%). I have also noted lots of commentary on the non Bank lenders such as loans.com.au but not gone down that path yet.