Hi I am selling my PPOR which has a home loan and an equity loan to finance an IP (both with BankWest). I will be buying land and building in about 2 months. How can I maintain the loan so it's still a deductible expense? BankWest don't offer the option of changing the equity loan to a secured term deposit. I don't have enough equity in IP to secure this loan as well. Can the equity loan be secured by my fathers property? Are there any other options? My brokers said to carry the loan over one I buy land but selling the PPOR must be paying out the Equity loan right?