A mate just asked me this question which I wasn't sure off? Cant say I have seen it come up in my 2 years on these forums. Say I have a PPOR and a second 100k split was created to use as a deposit for an IP. I then have a seperate loan with a different lender secured against the IP. What happens if I want to sell my PPOR at which stage I will need to pay out the main loan and the 100k equity split secured against the PPOR which was used to fund the IP (deductible debt)?? How could you keep this loan? Or is there no way? Sorry if this is a silly question and the answer is obvious.