My niece is coming to visit Sunday. She and her husband sold a unit in New Farm to buy a very nice, quirky design (but only two bedroom - not large) apartment in one of the wool stores (I think) in Tenerife. They are wondering whether to sell and buy a house to cater for a future family or to keep the apartment to rent, and either renting somewhere themselves or buy a house to renovate and climb the ladder that way to end up with a house that will suit children. They have about $75k in equity and the shortfall would be about $200 per week maximum on current rent appraisal. They know they could sell and use the equity as a house deposit, but also know they could pull out the equity (keeping it quite separate from the deductible loan) and use the equity as a deposit. Any thoughts on the growth potential for one of these apartments if they hold?