I currently have 1 IP which I had a PPOR for a year and have since turned into an IP (about 2 years ago). It's worth around $300-$320k and I owe $125k on it. My plan is to buy another IP quickly followed by another within the next year. My only concern with this is figuring out how to eventually buy a PPOR (in the most effective manner) My current thoughts are to borrow 105% for my other IPs on interest only loans and continue to pay down the loan on my current property. Then use the six year rule to sell my first IP (without CGT) and use that money on my PPOR. Is this my best option or are there other options without having to sell my first IP. Any thoughts or considerations are welcome!