Hi all, this one might be for the brokers.... Our current situation: 5 IPs - financed under an IO loan for approx. $2m , approx $1.1m in equity PPOR - financed under a P&I loan for $580K, approx $1m in equity All finance is with ANZ (learning on this forum that is is not necessarily a good idea). What we'd like to do: Buy a new PPOR for $2.4m. The problem is that the new potential property has just been leased for 12 months, so this property would need to be purchased as an IP (I think) until we can live in it next year. The ANZ has said that our serviceability for a further IP is $700K, so we have a significant shortfall. Any tips/advice as to what we could do in terms of refinancing etc. to fund the purchase would be appreciated. We don't have LMI currently and would like to continue to avoid this if we can.