Hi I have 2 loans with CBA... One of the loans with CBA has changed from Interest Only to P&I...CBA mumbled something about i have run out of my 5 years interest only option. I am keen to lock in these 2 loans into interest only (maybe with another bank eg ANZ ) for the next 25/30 years to manage my cash flow as we are closer to retirement. Thought i should do it when hubby is still having his work income. Anyone has done the same? Any thoughts on this strategy? thanks!