Hi Guys, Keen to get brokers thoughts as to what is being left on the table. currently 4.75% on SGB Portfolio facility size $1.2m, split between family trust and PPOR. As part of refinance would need to continue split loan facility but priority more around paying down PPOR debt, so would not be drawing further on trust account, so could fix a limit on that loan. LVR is 40%. Would something like this be able to be refinanced at 4.25% or lower?