Hi could you suggest me: i have refinanced my IP1 loan with same bank and took 20k cash extra into my personal account (not offset). now this account also receives my salary and i pay down bills and living costs thru this account. the cash out money is still in my account and is mixed with salary and expenses. If i buy a new IP 2 with this mixed money can i legally deduct my full IP 1 loan amount from which i cashed out money.? please suggest!