Hi all, I have a quick question, i have an offset account with 40-100k in it cash and i'm thinking of using this account as my main transaction account for property related deposits and out goings. question is should i just make a new offset account and have minimal buffer in it for transaction? and keep the one with 40-100k cash separate? does it really matter? i feel like i'm over thinking it. i don't really want to have heaps of accounts i'd prefer to have as minimal as possible. opinions?