Hi All, I hear that it is quite common in QLD that people turn the bottom part of a highset home into an extra living space or even dual occupancy with bedrooms & extra bathroom etc and most of the time without legal height .... I found a great deal over the weekend, fully renovated highset house on top, the bottom beautifully converted into 2 bedrooms, rumpus, study and a dated looking bathroom. Very close to if not at legal height. Anyway, I signed the contract of sales, then next day called up the local Logan council to enquire about approval and they say none was recorded but this type of build work is very common in the area. Although illegal if not council approved it is up to the owner to get it certified and council won't be proactive about making people pull down unapproved work. I looked into making it compliance with council requirements but they say people have to engage private certifiers for advise on what would make it right then council will issue a building occupancy certificate but council cannot advise on what needs to be done. I was also told this could be a very long and costly process likely exceeding over $10k, not including any potential pull down and re-build if I want to make it fully compliant. The extra build work was properly done by tradespeople so it looks great and would make a great +ve cashflow rental however I am concerned about insurance coverage in the event a disaster happens and tenants sue for damage etc. The bottom home looks solid, beautiful and safe to live in. The nicest I have seen of this product in the area but since it has not yet been certified would this make any insurance claim void ? I am considering pulling out of the purchase but not sure if I'm overthinking it as this type of work is so common in the area. I've randomly checked a few houses for sale with the same build work done and they all seem to have not been certified either. Would insurance cover public liability and replacement cost for illegal build work in this case ? There are numerous homes like this in much worse condition up on the market for rent. However it freaks me out whenever there's any possibility of loosing an insurance claim. Has anyone encountered this before ?