Putting all my eggs in the VDHG basket?

Discussion in 'Share Investing Strategies, Theories & Education' started by Jmillar, 21st Jul, 2020.

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  1. Hockey Monkey

    Hockey Monkey Well-Known Member

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    DHHF changes are very positive, dropping the bonds, lower Australian equities exposure and better structured for tax efficiency by using underlying ETFs.

    There is some tax drag from ex-US assets held in US ETFs, but that only makes the cost about the same as VDHG.

    Hard to predict what Vanguard might do, but given the size of VDHG and the underlying wholesale fund (total $3.7B AUM), I doubt they would just drop the 10% bonds. In Canada, I believe they eventually opened a separate 100% equities fund.

    Vanguard might respond by lowering the MER on VDHG
     
    Hockey Monkey, 26th Nov, 2020
    #21
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  2. Redwing

    Redwing Well-Known Member

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    Redwing, 26th Nov, 2020
    #22
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  3. Redwing

    Redwing Well-Known Member

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    upload_2020-11-30_14-4-23.png

    Conservative

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    Balanced

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    Growth

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    High Growth

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    Redwing, 30th Nov, 2020
    #23
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  4. Redwing

    Redwing Well-Known Member

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    Redwing, 30th Nov, 2020
    #24
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  5. Redwing

    Redwing Well-Known Member

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    Posting only as I was wondering how each had gone through this YTD , so only short term view
     
    Redwing, 30th Nov, 2020
    #25
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  6. Islay

    Islay Well-Known Member

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    Islay, 30th Nov, 2020
    #26
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  7. Kelly88

    Kelly88 Well-Known Member

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    @sfdoddsy: are you investing in VDHG directly with Vanguard (e.g. high growth fund) ?
     
    Kelly88, 11th Dec, 2020
    #27
  8. Kelstan2009

    Kelstan2009 Member

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    Hey guys,

    Not sure if anyone here uses the wallet investor site for any insights? Apparently they have an algorithm to forecast stock prices; 3mth, 1yr, 5yrs...etc There is limited info they provide for free otherwise you need to pay for a subscription.

    Here is my confusion, I've just searched VDHG and future forecasts all comes up red...even their 5 yr forecast is -12.51%.... Whereas when I search for all the underlying ETF's they are all in green with forecasted positive gains... Such as:

    5Yr Forecast +/- %
    VAS +19.87%
    VGS +33.64%
    VGAD +25.45%
    VBND +0.20%
    VSO +16.17%
    VGE +24.81%
    VAF +11.45%

    How can that be? My limited knowledge tells me that if all the underlying ETF's do well, then VDGH should? Have I missed something?

    As a side note, I also researched VDGR and that actually is foretasted to gain +16.86% which actually adds to my confusion?
     
    Kelstan2009, 13th Dec, 2020
    #28
  9. Redwing

    Redwing Well-Known Member

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    @Kelstan2009

    Never heard of wallet investor or their magic 8 ball
     
    Redwing, 13th Dec, 2020
    #29
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  10. Big A

    Big A Well-Known Member

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    Let me tell you, if they had an algorithm that forecasted what the market was going to do with any accuracy what so ever they wouldn't be putting it out on the internet for a subscription fee let alone free.

    In saying that, for a small subscription fee I can give you access to my special algorithm that provides a forecast of what the market might possibly do. Once I receive the payment in the mail I will come back on here and tell you what the markets next possible move will be. :D

    Disclaimer: You will notice the word possible used in my prediction over and over again. And as we all know anything is possible.
     
    Big A, 13th Dec, 2020
    #30
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  11. Kelstan2009

    Kelstan2009 Member

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    Who would thought that not everything you read on the internet is true ;)
     
    Kelstan2009, 13th Dec, 2020
    #31
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  12. Kelstan2009

    Kelstan2009 Member

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    Is there any merit to investing in both VDHG (90/10) and VDGR (70/30)? Does anyone else invest in both?

    By investing in both 50/50.. would I be effectively creating a hybrid 80/20 mix?
     
    Kelstan2009, 15th Dec, 2020
    #32
  13. Redwing

    Redwing Well-Known Member

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    Redwing, 15th Dec, 2020
    #33
  14. Redwing

    Redwing Well-Known Member

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    Redwing, 15th Dec, 2020
    #34
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  15. SatayKing

    SatayKing Well-Known Member

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    I'm not in to complication. It's messy. What is your answer to your question?
     
    SatayKing, 15th Dec, 2020
    #35
  16. Hockey Monkey

    Hockey Monkey Well-Known Member

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    Probably simpler to just invest in DHHF @100% equities and a separate bond fund that you can vary at various life stages
     
    Hockey Monkey, 15th Dec, 2020
    #36
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  17. aussie doc freedom

    aussie doc freedom New Member

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    Its a good place to start with VDHG, you can tweak as you go along. How did you go through Feb/March?
     
    aussie doc freedom, 27th Mar, 2021
    #37
  18. twisted strategies

    twisted strategies Well-Known Member

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    check closely to see if you are buying ( ASX) trade-able ETFs or the stuff you are buying can only be sold to Vanguard ( and their associates )

    cheers
     
    twisted strategies, 27th Mar, 2021
    #38
  19. Redwing

    Redwing Well-Known Member

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    upload_2021-3-27_12-25-47.png
     
    Redwing, 27th Mar, 2021
    #39
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  20. MTR

    MTR Well-Known Member

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    I am liking this one.....VDHG..... what’s there not to like??
     
    MTR, 9th Apr, 2021
    #40
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