Hi! This is such a good resource and I was hoping you could help me with an issue I have come up against! I'm looking to purchase an investment property with a friend, we both came over from the UK 4 years ago and can't afford to buy individually. We met with a broker last week and she said they we would have to be joint borrowers, and that would mean that if we look to purchase another house in the future separately we would have to declare the whole debt, not just the 50% we are individually liable for. Is that correct? Are there any banks that will let us take out separate loans, we will both be on the title? Is there anything we can do to get around it? It makes it really unattractive to do if that's the case. Thanks for the help!