Property Investment Acronyms.

Discussion in 'PropertyChat Community & Website' started by Johnstone, 28th Jun, 2017.

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  1. Johnstone

    Johnstone Member

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    Hello PropertyChat Users.

    As a new user to property chat and property investments, I've been going through the forums and noticing alot of Acronyms that I dont understand!

    Can someone Enlighten me with a word documents or just type your knowledge on the post.
    Could possibly help others in the same position as me !

    Cheers.
     
    Johnstone, 28th Jun, 2017
    #1
  2. norwoodman

    norwoodman Well-Known Member

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    norwoodman, 28th Jun, 2017
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  3. D.T.

    D.T. Specialist Property Manager Business Member

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    Is there any particular ones you don't know that you'd like to ask about?

    Otherwise heres a few of the more common ones
    PPOR or PPR = Principal Place of Residence ie your own home
    IP = Investment Property
    LOC = Line of Credit, a type of loan
    IO = Interest Only, ie a loan that stays the same balance and you pay interest but don't pay the loan back
    P& I = Principal and Interest, a loan where you pay interest and the balance down (ie a 'normal' loan)
    TS or EBM = landlord insurance providers
    LL = Landlord
    DT or UT = Discretionary or Unit Trusts
    LIC = Listed Investment Company
    LPT = Listed Property Trust

    There's quite a lot of others, sometimes its hard to think about when its your everyday language, but hopefully that gets you started at least :)
     
    Last edited: 28th Jun, 2017
    D.T., 28th Jun, 2017
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  4. Johnstone

    Johnstone Member

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    Johnstone, 28th Jun, 2017
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  5. Johnstone

    Johnstone Member

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    Thanks appreciate the help!
     
    Johnstone, 28th Jun, 2017
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  6. neK

    neK Well-Known Member

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    DT = David Traeger ;)
     
    neK, 28th Jun, 2017
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  7. Cactus

    Cactus Well-Known Member

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    SANF sleep at night factor
     
    Cactus, 28th Jun, 2017
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  8. Ted Varrick

    Ted Varrick Well-Known Member

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    FUBAR = Renovator's Delight
     
    Ted Varrick, 28th Jun, 2017
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  9. Tom Simpson

    Tom Simpson Well-Known Member

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    idk
     
    Tom Simpson, 28th Jun, 2017
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  10. Sackie

    Sackie Well-Known Member

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    GMTFOH = Get me the freak outta here.

    Many were saying that when Gladstone et al was going to hell.
     
    Sackie, 29th Jun, 2017
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  11. euro73

    euro73 Well-Known Member Business Member

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    Which isnt what banks call it, funnily enough... yet it has stuck on these forums... O/Occ is how lenders refer to it. ie Owner Occupied
     
    euro73, 29th Jun, 2017
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  12. euro73

    euro73 Well-Known Member Business Member

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    Here are a few more..

    LVR - Loan to Value Ratio. Called LTV in many other countries - Loan to Value
    LMI - Lenders Mortgage Insurance
    O/Occ- Owner Occupied
    DSR - Debt Servicing Ratio
    HEM - Household Expenditure Measures
    NRAS - National Rental Affordability Scheme
    NG - Negative Gearing
    CGT - Capital Gains Tax
    CF+ or CF- Cash Flow Positive or Negative



    '
     
    euro73, 29th Jun, 2017
    #12