Hi Folks, Looking at a couple of properties at the moment that require extensive renovations. My question is around rental income serviceability. If an investment property requires renovation before it can be rented out - will the bank take this into account for their assessment? For example, you've got a property worth 800k. In it's current state it can't be rented out at all. With 100k worth of renovations, it can achieve $550-600 per week in rent. How do banks assess this? Do they simply evaluate the deal 'as is' - e.g. with no rental income. Or do they look at what the rental income would be post renovation?