There seems to be more and more of a 2-tier set of posters and postings in PC - those who have a decent portfolio under the old (pre-mid 2015) rules for finance, and those afterwards. Unfortunately I don't see many of the new-growers being able to copy the methods and results of the past 10+ years into the near/middle future given the changes. So those with 4-5, and more, IPs will possibly be the unattainable (or less easily attainable) group - the "old school" perhaps. Fortunately, many of you are amazingly helpful and already providing thoughts on tactics for the next years (or longer) for those still growing - Thank you! It's getting to be more of a chore to read posts and have to determine whether they are part of the old group who haven't realised how much has changed for accumulation, versus being in the old group but appreciating that times have changed. But for those who understand and help, your posts are worth it.