Hello PCers We are relative newbies to the IP lifestyle where our plan at this stage is buy under value repair and hold long term.We have completed a huge hands on reno to our one and only IP which has been doing well for the past 12 months. Call me a crazy but I enjoyed the work and it has been worth while financially so I was thinking about repeating the process but upsizing this time. I have found several houses in need of plenty of love but a larger $ project would require us to live in while renovating and rent our PPOR to assist with costs. Can anyone advise how I would go about structuring finance for a house that we would live in for 1 or at a push 2 years while we fix it up to rent out. I'm worried how the banks will view this plan in light of APRA restrictions .