Hi everyone Just wanted to share, and perhaps get some advice About to settle on a place in the gold coast on Monday. Will be refinancing my existing debt of $245000 (with AMP) to ANZ as well as the new loan with ANZ also ($285000). AMP have made up lots of ******** excuses about the form not being correct, and something about the "packet" not arriving at their solicitors to release the debt in time for settlement. Now I have just been informed that in QLD the seller can keep the 10 percent deposit and take me to court if settlement is not done on the due date. Both loans need to settle at time as the existing property is being used as security for the new debt. Has this ever happened to anyone here before? I told me broker I am happy to pay 20 percent deposit and not use my current property as security but he said the paperwork would not be done in time What are your thoughts?