Hi all, I’ll give you the brief run down of where I’m at and what I’m trying to do. Last year I sold my PPR in Sydney and moved to Northern NSW. I bought a new PPR and have a small mortgage and around $550k in the offset. I have another property in Sydney that is about $40k positive. I’ve spoken to my broker and she said that I can’t borrow based on last years income. I’m self employed and my wife has a good full time income. I’ve been looking at properties in Ipswich and Brisbane with add value/ granny flat potential. My concern is buying something and not being able to move on to another deal. I don’t plan on any major increase in income unless I can use my cash to do some flips or subdivisions. I guess I’m after a bit of advice on way to move forward. Thanks in advance.