Picking a broker

There may be, in the business directory or something, but if you participate here and read peoples posts and signatures, you will see there is multi choice.

 

I truly think the broker will pick you in this scenario

 

hi guys

Wondering if someone could recommend a Perth based broker. Yes I know i dont need someone who lives locally to me but i do like the fact that if he/she lives locally there's a little more opportunity for a better relationship.

I'm looking for someone who is proactive in delivering the best value product at time of loan & ongoing review of competitive products. Also someone that gets back to you within a reasonably amount of time.

 

@Jess Peletier

 

Beat me too it, she seems very helpful....

 

thanks for the info fellas

 

@Colin Rice over there too

 

Hi @stumpie ,

I'm overseas atm and haven't been checking the forum as much as usual so only just saw this.

If you still need a hand I'm back on deck next week - happy to have a chat about your plans!

 

hi Jess,

I was just starting to wonder if you'd get back to me as I've sent you an email about 3 days ago.

Anyway, next week is fine give me a call when you get back. mobile on the email I sent.

 

Oh, I don't think I got it - I've been checking my email every day. I'll check my spam folder. Back from OS now.

Edit - found it in my junk folder and have responded - sorry about that!

 

They still call it that, but it's got some weird fine print:

"Note - when an offset sub-account is linked to an 'interest-only' loan, the minimum monthly repayment amount does not change regardless of the balance of the offset sub-account."

I posted this on a similar thread, so might as well include it here too. See attached.

 

Thanks for the link, for a P&I Pepper Loan it looks like a normal offset account as indicated by example provided. The wording regarding an IO offset is unusual and does suggest that it's not a offset in the normal sense.