Hi, I understand the whole storey about direct share buying & managed funds and that share buying can be cheaper etc but i do like some of the advantages of a managed fund. I have used 2 managed funds in my life a industry fund services one that performed not so well. My question is what do people think of perpetual (i know that there performance isnt the best but they seem consistent). Do you think they are a safe investment manager that is going to protect me from the impacts of inflation etc? my goal is to just have some financial goals atm and stick to them. Cheers Jeffery