Anyone have any experience with peer to peer lending? I have a small amount in Ratesetter at 10% and haven't had the spare cash to look at the higher ones, e.g. 16-25% yield. I have this in an account under my company's name and am keeping it to a small amount because I confuse my accountant enough as is. Current thought is to diversify and have a little money in P2P lending, but not too much.