How hard is it to get finance on a patchy income? Currently I'm making a wage, it's safe and solid. My debt and equity are equal and my all my repayments just cover my loans. I'm curious, if I left my income and focused on small deals for a year making more money at a higher risk. Would the banks lend me? Would I require a business setup for this? My broker said it's hard for him to say until I started? Why would he say that!! Anyone on here have any input or experience with such a situation? It would be greatly appreciated!