Good Morning Everyone! I am looking at doing an Owner Build in SW Sydney and have recently been in contact with my broker who has said that ANZ will only borrow 80% of the land value - which was valued at a conservative 525k (with recent sales, I believe it's more to the 600k). This only leaves us with 420k to build, although it is a lot, I don't believe it will be enough for the build considering we had quotes of 550 - 600k for builders to undertake. At the moment we have a 340k loan on the block with 340k sitting in the offset. We are hoping to at least get a limit of 550k, we are still getting a lot of our quotes for the build but in total I am hoping to build for under 500k - mainly because I have access to my own machinery and trades (plumber/bricky) to help save a lot of costs. Although our block is sloping, it has very nice views. Similar sized blocks <1km away with no views and 10 year old homes have been selling for $1.1 - 1.3mill. So once built, I would be hoping for a valuation of $950,000 - $1mill at a minimum. Could anyone suggest either a bank that I should approach to talk about the OB loan or a broker located in South West Sydney (Camden / Picton / Narellan) that might specialise in this area? Thanks in Advance for the help!