“Overemployed” people abusing WFH to work multiple full time jobs without telling their employers

I’m on a Facebook group for property and I saw a post recently where someone was asking if he could get a loan with two PayG’s he’s working two jobs since he can WFH without telling his employer.

there’s a huge subreddit called “overemployed” where people talk about it.

what are your thoughts?

 

The lenders I recently asked about this indicated that they want 12 months in the second job before they'll recognize it. They don't want a situation where someone is simply in a second job temporarily to qualify for a loan.

 

Some banks may question how they can sustain 2 FT jobs.

A few banks would only use Max 60 paying hour weeks.

 

I agree it’s unethical, especially lying to both employers.

I knew people were abusing WFH but that just takes the fake.

Reading the Reddit threads left me shocked at how lacking in morals so many people in our society are.

 

The other danger is that companies may realize that it’s cheaper to have WFH labour in India or Philippines.

 

I wonder how you'd go about with meetings...

If the job is process driven, definitely you can outsource/move it to anywhere legal and that speaks your language. If the job is more complex, that's harder to outsource imo.

Personally I found working with testers in India really hard because they work different hours to us, they'd start 4 to 5 hours later than us so there goes our workday.
We also have a DBA in India... unfortunately I can't say he does a good job.

 

I thought that too until the kids got P/T jobs. Provided that the total income will be under the threshold between all of the jobs, then the threshold can be claimed with each employer. It makes sense for the kids as they might get 3x $100/job/wk, they're still well below the threshold even if they work school holidays.

Unfortunately banks shade casual work substantially.

This pre-dates mainstream WFH/Pandemic, I had a WFH casual task driven casual role, hours varied from 10hrs-60 hrs/wk, as things got quiet (industry norms including embargoes, shutdown), I was able to secure f/t short term contract roles whilst avoiding conflicts of interest - commercial property is very diverse with totally different clients.

As all of my roles are casual, it hammers borrowing capacity even with a good track record.

 

I reckon it's awesome!
There is no law that people must have only one job.

Story: $1.2M With Five IT Jobs – u/SweetMullet - Overemployed

 

Some do some don't

 

Depends. The organisations I work with all have clauses in full-time employment contracts that prohibit additional employment with other employers without written consent from the organisation. If they are caught doing this, it would be a breach of their employment contract, and we have terminated people for doing this in the past.

 

Then why are people going to such lengths to deceive their employers?

People are sharing strategies to do meetings at the same time without being “caught”.

It’s all dodgy. There are many unethical things which aren’t “illegal”.

 

I heard a case of a guy with three full time jobs. He applied for a loan. The bank called all three employers to verify his employment details and he ended up losing all three jobs.

 

Oh geez but fair call

 

Did the bank overstep the mark by advising the 3 employers of the applicant's other employment?

 

This problem is very rare in Mt Druitt. Over employment lol.

 

You forgot about the standover man.

 

Because they are small minded and like to think that they own their employees. A bit like modern day slavery.

Nothing dodgy or unethical about wanting to work more than the run of the mill shlubb.
If they are not capable why are they even still in the job.

Since when does an employer have the right to limit what an employee can do outside hours or limit their earning capacity? It's none of their business.
Unless there's a conflict of interest the answer is "None of their business" and no need to tell them.
And of course any employee with doudbts on such clauses should cross them out before signing.

Can employer ban an employee from having another job? The end

And ftr I was an employer for over a couple decades. I would encourage them to get a side hustle, make more money and be FIRE.

 

Morals and ethics only comes into this based on the way the Employer’s are treating their Employees.

Simply put, if my Employer didn’t treat me the way I deserved and the way they should be treating me yet endeavoured to overwork me, under-appreciate me and under-value me, then I wouldn’t have an ounce of guilt juggling 2/3 jobs and fair play to the ones that are!