I'm awaiting settlement on my first investment property and would appreciate if any finance wizards could point out any holes in my loan setup. I have two offset accounts. Offset 1 will receive rental income, and I will use for all property expenses. Offset 2 will receive my wages and I will use for all personal expenses. I will have two credits cards which I will use for all purchases as I wish to utilize the interest free period to maximize the total amount of $ sitting in my offsets. One credit card will be for property expenses and will be autopaid by Offset 1 on the same day each month. One credit card will be for personal expenses and will be autopaid by Offset 2 on the same day each month. Both cards have all fees waived as I will be exceeding the minimum annual spend ($1K on each) Will this work?