Hello guys, Just joined a few moments ago to this forums but have been a reader since a while... A big thanks to all the posters who share their knowledge about property... My situation is that I am thinking of investing with my brother and sister...None of us has a property yet... Option 1:- I earn 80k same as my sister but my brother earns around 105k... All three of us living in different cities due to work i.e Melbourne,Brisbane and Cairns and paying rent... I want to pitch in an idea of buying something together either in Melbourne or Brissy so that atleast one of us can live in it paying rent of course and all three can chip in to pay of the debt overtime... I know that partnerships are complex and will need a good investing team to help out with proportions,structure,taxation etc and what if things go wrong scenario arrangements... Depending on our pay grades do you think this is a good idea? Option 2 :- Is it better for me to go solo on a property in Brisbane and ask them to park their savings in my mortgage offset accounts and I pay them 3% interests which they get from their bank anyways... Option 2 seems less complex but I kind of have no savings as I had to pay of a massive debt recently but glad its over... I am 25 and I really want to get 2-3 good performing investment properties and 1 PPOR by retirement so that I wouldn't have to rely on pension...And if possible retire earlier... Please advise.