Hi folks I have been a member of this and previous forums for a while now and am a daily visitor to all threads old and new so firstly thankyou for the privilege. For a long time I have been interested in property however due to financial reasons, kids, life in general investing just hasn't occurred. My wife has never been good with money (a big understatement really) and over the years I have become comfortable with having the "toys" as opposed to reducing bad debt. I tried many times to get my wife to budget and it always ended in arguments so life rolled on with us skating on by. Now, my wife attended a wealth creation workshop about two months ago. The workshop was big and flashy with bright brochures and prizes galore. Yep, I was cynical and remain very much so. She signed up on the spot (just under $4k!!) to get this companies help with budget management. Whilst we are only in the early days she has become a budget queen (and substantially reduced outgoing expenditure). So my take on the whole thing is positive at this stage - paying out $4k to get my wife on a savings and investment strategy pathway is worth that money over the long term - there is no way i would have been able to get her on board - the catalyst is this external company. I attended a workshop myself from the same company on property investing recently. They have fairly tight criteria about who and what you can purchase (conflict of interest is a very big concern to me). They only promote new and off the plan property. I met perhaps 40 other people who have been using this company and all are very satisfied. If it was up to me i would be avoiding this company but its not - my wife and i are in this together. She only wants to go with this company for a few varied reasons but I do understand that it fits with her psych. So we are going with this company, and paying another significant fee, so we can do it together. In the long term the fee will be absorbed and forgotten about but we will be on our property investment journey together. So here is the big question. What do i have to be careful of when buying new property / off the plan? Here are my thoughts from reading a few old threads: Lots of due diligence +++ Research the property developer Research the quality of the product Research the value of the product Please add to my list and provide any advice regarding buying new / off the plan. Please accept that to get my wife and I on this journey together I believe the startup fee is worth the investment.