Need suggestion to build portfolio and loan structuring with 800K.

Discussion in 'Investment Strategy' started by heyduggee, 11th Jun, 2019.

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  1. heyduggee

    heyduggee Member

    Joined:
    5th Sep, 2017
    Posts:
    7
    Location:
    Sydney
    Hi,

    We have a PPOR with 1.35M in loan repayments. We have a detached self contained house which is generating $720pw rent in the same PPOR.
    Income:
    Mine - 130K-140K pa age - 37
    Wife - 75K pa age - 35
    Rent from detached house - 720 pw

    We recently sold our house in overseas and expecting a cash around 800k very soon. We are looking for inputs on..

    - Looking for a strategy around loan structuring to maximise our loan capacity.
    - Need inputs on property portfolio to balance between Cash flow and capital gains.
    - Open for Commercial property or unit development projects if the deal is good.
    - Not interested in investing in regional suburbs.

    Intention is have a good portfolio for long run and also with decent passive income (4 to 5k per month) in 3 years time to avoid rat case. Any suggestions are welcome please.

    Thanks
    KK
     
    heyduggee, 11th Jun, 2019
    #1