Need help with mortgage arrears - substantial equity in home

Discussion in 'Loans & Mortgage Brokers' started by meinsydney, 11th Aug, 2015.

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  1. spludgey

    spludgey Well-Known Member

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    Two days to go, I wonder if there's any update?
     
    spludgey, 26th Aug, 2015
    #101
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  2. 158

    158 Well-Known Member

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    You have a 'terribly sad life wondering about this situation'.

    pinkboy
     
    158, 26th Aug, 2015
    #102
    spludgey likes this.
  3. Scott No Mates

    Scott No Mates Well-Known Member

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    In his spare time he sits at the end of the runway waiting for planes to crash and at railway crossings.....
     
    Scott No Mates, 26th Aug, 2015
    #103
    ellejay, spludgey, Chrispy and 2 others like this.
  4. shorty

    shorty Well-Known Member

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    Maybe she ended up ignoring everyone in the thread.
     
    shorty, 26th Aug, 2015
    #104
    jim1964 likes this.
  5. fossill

    fossill Member

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    I'am no expert and I'am here to learn and also I maybe out of place saying this.
    I used to frequent a forum that dealt with scammers its quite ironic how close this all sounds
    to one of their baits.
     
    fossill, 27th Aug, 2015
    #105
    S.T likes this.
  6. meinsydney

    meinsydney Active Member

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    Just wanted to say a massive thank you to all of you awesome people who offered help and advice and advise you of the happy ending.
    I contacted the Financial Services Ombudsman and was shortly thereafter contacted by a rep of the bank. We discussed the matter and they quickly agreed to allow me the additional time I required to clear the arrears and I was able to do so! Now all is back to normal with them and my stress level has gone way down!
    If anyone finds themselves in a similar situation, I highly recommend contacting FOS!
     
    meinsydney, 11th Nov, 2015
    #106
    Gypsyblood, Redom, TMNT and 5 others like this.
  7. meinsydney

    meinsydney Active Member

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    Thank you so much! Thanks to the FOS I was able to get some more time and clear the arrears. I can't thank you enough!
     
    meinsydney, 11th Nov, 2015
    #107
    Scott No Mates and ellejay like this.
  8. Perthguy

    Perthguy Well-Known Member

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    Sounds good! :) Thanks for taking the time to give us an update.
     
    Perthguy, 11th Nov, 2015
    #108
  9. bumskins

    bumskins Well-Known Member

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    Glad to hear its all sorted.

    I think FOS was a sensible approach for no reason other than to stop their so called "lawyer" racking up costs.

    I can't see how that is conscionable conduct against someone in financial distress. That alone should of given rise to contacting FOS and having a very valid claim in my uneducated opinion.

    Also I believe you would be well within your rights to ask for the breakdown and justification of those charges levied.

    I know your probably happy its over now, but you do have a right to challenge the costs levied and if they are appropriate.
     
    bumskins, 11th Nov, 2015
    #109
    pommy likes this.
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