My credit rating went up

Discussion in 'Loans & Mortgage Brokers' started by Darlinghurst Boy, 24th Mar, 2016.

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  1. jins13

    jins13 Well-Known Member

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    19th Jun, 2015
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    2,358
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    Sydney
    783. I demand a higher score!
     
    jins13, 26th Mar, 2016
    #41
    Elives likes this.
  2. Coota9

    Coota9 Well-Known Member

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    18th Jun, 2015
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    1,286
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    Melbourne
    863..Happy with that..
     
    Coota9, 26th Mar, 2016
    #42
  3. Hockey Monkey

    Hockey Monkey Well-Known Member

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    22nd Oct, 2015
    Posts:
    1,147
    Location:
    Melbourne
    Mine is 967. Strangely my wife of 18 years is 845. Must be because all the credit cards are in her name :)
     
    Hockey Monkey, 26th Mar, 2016
    #43
  4. Coota9

    Coota9 Well-Known Member

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    Melbourne
    Wonder if anyone has cracked over the 1000 rating...probably not on this forum though as they would not have much debt
     
    Coota9, 26th Mar, 2016
    #44
  5. mcarthur

    mcarthur Well-Known Member

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    ACT
    Damn - 994...
     
    mcarthur, 26th Mar, 2016
    #45
    Coota9 and Westminster like this.
  6. Westminster

    Westminster Tigress at Tiger Developments Business Member

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    Perth
    We have a winner! Well done @mcarthur !!
     
    Westminster, 26th Mar, 2016
    #46
  7. Elives

    Elives Well-Known Member

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    Location:
    Queensland
    943 .. very happy
     
    Elives, 27th Mar, 2016
    #47
  8. markson

    markson Well-Known Member

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    14th Feb, 2016
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    322
    Location:
    NSW
    757 - Very Good

    In the process of refinancing our PPOR
     
    markson, 27th Mar, 2016
    #48
  9. dabbler

    dabbler Well-Known Member

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    Some must be doing very few buys.....maybe DB is smashing us all, owns half of Lake Munmoron and Wellington ??? c'mon DB ....fess up.
     
    dabbler, 27th Mar, 2016
    #49
  10. Chris Au

    Chris Au Well-Known Member

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    NSW
    Maybe a noob question, but can you get a veda score for free through the veda website, or only through the subscription service? I was going to have a look while I wait for my free credit report.
     
    Chris Au, 27th Mar, 2016
    #50
  11. moyjos

    moyjos Well-Known Member

    Joined:
    18th Jun, 2015
    Posts:
    306
    Location:
    Sunshine Coast
    Me : 886
    Hubby: 884

    happy with that now that I see others here. I was feeling that they were not so good. To me I saw 88% and I was not happy :(
     
    moyjos, 27th Mar, 2016
    #51
  12. apk

    apk Well-Known Member

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    11th Aug, 2015
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    VIC
    I got 994. :)
     
    apk, 29th Mar, 2016
    #52
  13. Propagate

    Propagate Well-Known Member

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    Melbourne
    750 - thought it would be higher to be honest, but in the last 6 months we have done one re-finance with equity release, 2 new IP purchases both at 90% and another equity release settled last week so I guess all that has an impact?
     
    Propagate, 30th Mar, 2016
    #53
  14. Propagate

    Propagate Well-Known Member

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    Melbourne
    Have a look at JohnPropChats' post number 18 on page 1 of this thread for a link to a site that gives you your score for free, instantly.
     
    Propagate, 30th Mar, 2016
    #54
  15. dabbler

    dabbler Well-Known Member

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    Yep, that will.
     
    dabbler, 30th Mar, 2016
    #55
  16. jins13

    jins13 Well-Known Member

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    Sydney
    Moree and Ashmont
     
    jins13, 30th Mar, 2016
    #56
  17. BKRinvesting

    BKRinvesting Well-Known Member

    Joined:
    15th Oct, 2015
    Posts:
    685
    Location:
    Canberra, ACT
    795,
    How do we get it higher? ;)
     
    BKRinvesting, 30th Mar, 2016
    #57
  18. NeedMoreTime

    NeedMoreTime Well-Known Member

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    19th Oct, 2015
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    47
    Location:
    Brisbane
    830 for me, I guess that's not too bad.
     
    NeedMoreTime, 30th Mar, 2016
    #58
  19. oracle

    oracle Well-Known Member

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    18th Jun, 2015
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    1,461
    Location:
    Canberra
    765 Very Good

    I think as long as you are in the good and above score range and you have serviceability you should be able to borrow more money. No point having score of 1000 but maxed out serviceability to not be able to borrow more.

    Cheers,
    Oracle.
     
    oracle, 30th Mar, 2016
    #59
  20. inertia

    inertia Well-Known Member

    Joined:
    19th Jun, 2015
    Posts:
    1,617
    Location:
    Newcastle, NSW
    Wow.
    I got 797 and my wife got 994. Wasn't expecting that, but then we haven't had any bad debts and are not over-extended in any way...
     
    inertia, 30th Mar, 2016
    #60
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