My mother is looking to downsize soon, and still has a few years left in a full-time job with a good salary. She can pay off the loan for the downsized place while working (even with no tenant in the family home) - but once retired its a different game. So some rough figures: - 4 bedroom house in South Penrith 2750 (~525k). Full ownership. - Looking at a loan of ~$350k for the downsize Either sell the house, and do some sort of bridging loan - move and take the profit. Or keep the place, rent it out and hopefully with added payments - pay off the loan, then might be a nice goose for retirement. Haven't really looked at options around super yet, but any advice regarding that would be great too. So just looking for some informed opinions/options? Cheers, Dan.