Hi all, Okay, file this one under the 'silly questions' but please help my weary brain on a Monday morning. I know people always say to pay down personal debt before deductable debt and I understand the reasons why. Say all my loans are IO and I have an additional $500 week to pay off debt with a strategy to have all IPs and PPOR paid off in 25 years. Here's the silly question... If I pay off the PPOR at an additional $500 per week until its paid off, and then turn my attention to IP debt and contribute $500 a week to that debt, would it take the same amount of time as spreading the $500 per week across all loans so they are all being paid down from day 1? Go...!