I've been examining a number of non-property solutions for my very minimal super balance. I'm wanting to know what's the absolute minimum to consider having in super before switching to a SMSF? Having mostly been self employed my balance is only $30k. I know I can generate a monthly return on my money of 1.5-4% on a few different options investor friends of mine have been using. My question is - at only $30k am I wasting my time? Obviously there's strict rules and regulations in place- however I'm now contributing $15k plus a year into my super and am also willing to have the costs of setting up a SMSF and all of the regular accounting come out of my own pocket and view this more as experimenting and learning before the balance is too big. What set up and annual fees can I expect to be dealing with?