I am planning to transfer superannuation into different fund manager. However, from my expeience, there is a big gap between transfer form lodgement date and the fund actually transferred. My super fund is in equity class (share) and high violation. I cannot control the exit price. If unfortunately, exit price is very low, I have a big loss. My idea is to switch super fund into cash/bond class when the share market is peak. Then lodge the transfer form to transfer into new company, also in cash class. The the approach above can minimise the risk of super fund violation. Any ideas?