MELBOURNE or Sydney first home buyer

Hi all, I am a single parent in late 30's looking to buy a property, I am looking to buy a home, but very confused whether to buy am apartment in Homebush or a villa sort of thing near Girraween or Quakers hill or buying a property in tarneit or any other suburbs and moving to Melbourne. I am currently renting in inner west Sydney. Hoping to find under $60000. Good Schools are my priority. The mortage broker advised that there will no stamp duty concession if I buy a property in Melbourne, is that true? Can some please suggest me whether to buy apartments in inner west or villas bit outer. The inner west suburbs I am looking for appts are summer hill, ashfield, Strathfield up to Homebush. I am looking Villas are near Girraween, Quakers hill, greystanes or Merrylands. Unsure whether last two would be a safest option for me. Safety is also important factor to consider. Please give your suggestions please. I am very new to buying property and totally ignorant of the process etc. I am reading old posts to educate myself. I am working from home which means i can still do the same job even if i decide to move. Thanks in advance.

 

You only get stamp duty exemption if you're a first home buyer. This means you're buying your home, not an investment property. Convincing a lender that you can move state and continue in the same job could be difficult unless you're self employed in a business that enjoys that kind of flexibility.

 

It seems to be you are casting too big a net. Melbourne will definitely give you bang for your buck in terms of cheaper price point, but better property.

 

Sorry, yes meant to say $600000 , my apologies. It looks loan approval can be tricky if I decide to move to Melbourne. Thank you for responses

 

You have not mentioned the configuration but will be lucky to get a villa at that price in Sydney suburbs you listed.