What's everyone's thoughts with Loans at present NZ reducing rates Banks in Aus raising rates for investors We are pretty much variable across the board now with Westpac, St George and Rams , including Lines Of Credit, and wondering whether to make a move, have a loan health check (can we do better) or not
Lots of changes happening with many people paying higher than they should be. Also many rebates on offer for refinancing too.
General advice only - Assuming you are all investment loans, $1m in lending and under 80% LVR then best advertised is - Fixed is 3.99% for 3 years - Basic (no offset) is 4.21% and Offset is 4.29%. Compare that to what you are currently paying any you can work out if it's worth switching . If you are based in Melbourne shoot me a message and I can help out with a health check.
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