So prior to being aware of this forum and the fact that crossing loans is bad my broker did exactly that. I was wondering what the exact implications are of this in my circumstance as I was considering selling one of the properties. Property #1 has a loan of $148k and current value is approx $300k - this was the property I was contemplating selling. Property #2 the loan was $290k with a current value of approximately $250k. Yes it's a dog of an investment. So the total lend is $438k. What will happen if I sell either of these properties or I simply want to un-cross the loans. Thanks!