Just following the announcement today that several of the banks are offering 3 to 6 months repayment holidays due to coronavirus for residential mortgages. I assume the structure of this would be the interest would be added to the loan to be repaired over the remaining term. Just wondering if there is a debt recycling opportunity here? This is basically a chance for federally sanctioned interest capitalisation. Repayment holiday on all IPs with surplus funnelled into reducing PPOR debt? @Terry_w @[email protected] any merit to this?