I only have only a smallish amount. MIR is one of 12 LICs I own which also includes VAS and VHY plus a bit of the banks so pretty well spread out. Not regretting buying it in spite of the premium. I feel the premium will always be there so thought I might as well bite the bullet. Didn't worry about too much the premiums as austing had mentioned many times. I just bought them on a dip as I did the other LICs. MIR would have to drop a lot or the market rise while it's price stayed put for the gap to narrow. Will wait for the premium to disappear before buying more but I doubt that will happen anytime soon. Actually I'm itching to buy more LICs but haven't been able to the past few months as the markets has surged. I guess I just have to be patient and wait.