Can anyone tell me about Liberty Finance, especially their interest rates, customer service and fees? My broker thinks he can get me 4.39% variable, loan size 700k. I'm thinking of refinancing out of CBA with some of my loans because they have increased my lo doc loans to 5.69% and will not consider a fixed rate which used to be available. Not happy as they told only me 4 weeks ago that they would give me 4.19% fixed for 2 years. I was going to threaten to refinance but my broker said it wouldn't make any difference because they want to get rid of as many lo doc loans as they can.