hi, I am newbie here. Just want to ask what are our legal obligation to tenants? What happen if my tenant injured in my IP (I.e., roof fall, deck collapse, wire faulty, etc) am I liable? Will the landlord insurance cover those? Appreciate your inputs, Ben
Seek professional legal advice and engage the services of a professional property manager. I will say this, if you know you have a problem and it places others in danger, then do nothing about it, you risk being sued. Knowledge is a key part of personal injury legal claims.
You have an obligation to ensure the property is safe and is kept in good repair. If you are aware of a problem and do nothing about it, you are legally liable and insurance may not cover you. Marg
Thank you @hobartchic & @Marg4000 for the reply. If I engage a professional property manager, are they the one who are responsible to let me know the condition of the property and any repairs required? or do I still need to check my IP personally? Do I also need to use their tradies for any repairs/maintenance? How does this work? Many thanks, Ben
Landlords obligation is to keep the property in good state of repair. Good landlord insurance products typically contains a portion of liability insurance. Good property managers will advise of repairs needed and have reliable and reputable tradespeople on board to fix things. Be very cautious of property managers who also own the maintenance company as there's a conflict between what is needed and what they want to do.
You owe a duty of care to your tenants. If a balcony collapses, you will likely be liable (possibly proportionally)