Hi All, Took out landlord insurance with Terri Sheer with legal liability of $20MM. However, this doesn't cover tradespeople coming on site for Repairs & Maintenance. Apart from making sure that tradespeople have insurance. How can I protect myself? Is there such insurance cover for a few days so tradies can come to perform work? As R&M is an ongoing requirementd, do people take out insurance every time? Appreciate any advice.