Landlord Insurance

Hoping to get some advice about landlord insurance.
My granny flat being built is almost finished and the company building it want to rent it off me to use as a display for 12 months. They will be signing a 12 month commercial lease for this.

I contacted an insurance company to find out about landlord insurance but have been informed I can't get it because it's not a residential property. Has anyone got any experience in seeking insurance for this kind of situation? This is my first venture into the world of property investment, So want to make sure I cover the bases.

My current PPOR where the granny flat is built will also be rented out in the next few months.

 

I would negotiate for them to provide insurance to a level that is satisfactory and supply yearly certificates of currency.

On the non commercial, make sure the insurers know what the deal is with the flat.

Ask an insurance broker to be sure.

 

That would be the best avenue as its a specialist area.

I know a good one. PM for deets.