Hi guys, Thanks for the previous advices I've bought my first property and now thinking about the next move. I'm in a similar situation to other previous OP but each person has different situation so would like to ask your advice (again) . My current and only property is my PPOR, a 600m2 land with duplex potential, 5 mins to station, there're a number of duplex being built in my area Panania NSW. I'm single with an income around 200k and have about 300k cash. I think now I have 2 options: 1. Build a granny flat for 130k (extra costs due to the land), I think I could rent it out for 400-430 pw, it will help my mortgage payment and increase my borrow capacity a bit but maybe devalue the property? Then refinance the whole loan and buy another investment one. 2. No GF but buy somewhere else for an investment, for now I can borrow about 500k, so I can buy up to $750k property. I saw a few people buy a property, add a GF to generate more income and borrow capacity, then refinance to buy another property but not sure if it's feasible for me. How do you think about my options and do you have any other strategy suggestion? Thanks so much in advance.