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Is this leakage claimable on insurance?

Discussion in 'Repairs & Maintenance' started by sage99, 6th Aug, 2016.

  1. sage99

    sage99 Member

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    Agent sent this video today, not sure of the cause yet until we can get a plumber in on Monday. Prior to this there has been no leaks at all. There's no leaks or issues inside the house. It's only external.
    Wondering whether we should contact our insurer or not.
     
  2. Joynz

    Joynz Well-Known Member

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    Video quality is terrible, however, if it is water coming through the bricks from inside the wall to the outside, it is likely to be due to a leaking pipe.

    This is usually considered a maintainence issue and the repair not covered by insurance.
     
  3. DaveM

    DaveM Adelaide Buyers Agent & KFC Strategist Business Member

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    Insurance may cover location and repair to pressurised pipes under your building policy
     
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  4. Joynz

    Joynz Well-Known Member

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    By 'pressurised pipes' do you mean the main supply line to the house?
    .
     
  5. DaveM

    DaveM Adelaide Buyers Agent & KFC Strategist Business Member

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    Yes mains pressure aka not drainage. Check your PDS.
     
  6. willair

    willair Well-Known Member Premium Member

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    It may pay to shut the system down,because a high pressure internal leak like that will also go into the wall carpets ,and could well be live if it goes into the elec's..
    Plumbers work 24/7 so i would not be waiting till monday..imho..
     
  7. Joynz

    Joynz Well-Known Member

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    Interesting. My POPR PDFs (GIO) says that loss or damage caused by liquid leaking from any drain, fixed pipe, gutter, drainage or sewage system leak is covered - as is exploration to find the leak.

    However, the cost of repairing the item from which the liquid escaped is not covered, or leaks that haven't caused permanent damage, or damage caused by wear and tear, rust, corrosion...

    I had a burst pipe a couple of years ago, but the cost to fix was less than the excess, so didn't even check to see if it was covered.
     
  8. JacM

    JacM VIC Buyer's Agent Business Member

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    ... and that's the correct approach. No point trashing your insurance brownie points for no reason.