I currently have one IP and am looking to buy another. I recently refinanced my PPoR and one equity release/loan split (20K - used for part deposit on IP1 loan). When refinancing PPoR, I pulled an extra 80K equity for 'future investment' which is now sitting in a single split - 20K owing with 80K available (100K total). If I now go and purchase IP2 with the 80K, do I just spend it from the existing loan or should I make a separate split? I'm with Suncorp - will it be a big deal to turn one loan of 20K plus 80K available into two splits of 20K and 80K?