I have read a thread on this a while back but cant seem to find it now. Here is what am trying to do- Lets us say I need 200k as deposit for my next IP purchase, normally I would just use equity in another home to make the entire 200k tax deductible. Currently I have only 100k of equity access, but another 100k sitting in an offset account. If I used the 100k in the offset account from my PPOR loan, it would be the same as using cash and that 100k would not be tax deductible going forward. How do I structure it to ensure tax deductibility of that 100k? Thanks.